Those are two pain points that a fractional homeownership approach mitigates right off the bat because the buyer of the home isn’t the consumer - it’s Divvy. It’s that down payment aspect that often causes the first pain point in the transaction. Consumers don’t necessarily - as is sometimes thought - have to pay 20 percent upfront, but even the 3.5 percent and 5 percent that is typical for Federal Housing Administration (FHA) loans can be a stretch, depending on a home’s cost. Their credit scores can also be a gating factor. When a consumer wants to buy a home under the standard method, Hefets noted, the bank typically looks at three things: a customer's debt-to-income ratio, their credit score and their down payment. “We are a fractional ownership platform that gives customers the option of with us to put down less, and then work within a specialized rental product that allows them to embark on the path to homeownership via a mortgage,” Ma explained. Its chosen tool for that is a technologically enabled, phased homeownership model that - Divvy Co-founders, CEO Brian Ma and COO Adena Hefets, told Karen Webster in a new PYMNTS Matchmakers podcast - is designed to help consumers wade into the homeownership process and more easily navigate barriers to entry that down payments represent, particularly for first-time buyers. However, that saving is difficult because those millennials pay 30 percent of their income or more in rental payments.ĭivvy, a San Francisco-based startup, wants to take on that problem by fundamentally changing the path consumers embark on when they want to buy a home. That same Bank of America study also shows that the majority of millennials are waiting until they’ve saved up enough money for a down payment. Millennials want to buy homes, but getting onto the launch pad with a down payment can be extremely challenging and creates a gap that many -otherwise enthusiastic - potential homeowners can’t get across. Recent data from Bank of America indicated that 72 percent of millennials rank homeownership as their top life priority - ahead of getting married (50 percent), traveling (61 percent) and having children (40 percent). According to the National Federation of Retailers, 81 pe rcent of millennials reported at least aspiring to become homeowners. Moreover, data began to consistently show that, far from being scared away from real estate markets, young consumers are, in fact, incredibly enthusiastic about them, even if they do not perceive themselves as financially ready for participation. According to TransUnion, 13 million to 17 million millennial consumers are expected to come crashing into the homeownership market by 2022. Specifically, they started buying houses in greater than expected numbers - and, suddenly, the dearth of millennial buyers turned into a new trend. However, 18 to 24 months ago, that conventional wisdom changed quickly when older millennials - the group PYMNTS has classified as Bridge Millennials - began aging deeper into their thirties and behaving differently than expected. Many reasons were given (fear of default spurred by the Great Recessions, limited access to credit, generational preference for renting), but the upshot prediction was the same. For much of the early 2010s, there was an emerging piece of conventional wisdom that millennials were on the verge of radically breaking from the behavior of their older siblings, parents and grandparents and eschewing homeownership en masse.
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Human : pvp trinket and increased spirit. If you are interested in stats only, Tauren is best choice for tanking thanks to health and aoe stun. Cannibalize.įor horde i play troll because like it. Goblin: Rocket jump (blink with 2 mins cd), rocket barrage (like WOTLK engineering rocket on gloves, 2 min cd), 1%haste, merchant skill (lel) stun resistance.īlood elf: AOE silence and replenish energy. Orcs: pet dmg increased (lol), Blood fury, increases attack and ranged power. Tauren: Warstomp (aoe stun) and 5%increased basic healt. Troll: passive regeneration and root/snare reduction. Remember that you will have a lot of buttons to smash during raid so i will add a keybinding guide! :D Monk is super funny! you will have also good times in raid thanks to a vast repertory of AOE threat skills and single target skills (explained later) We do not need to have mana like paladins or afraid to be rage starved like warriors, we use energy! :D Second we have, thanks to skills and passives, A LOT of absorbs and avoidance /self halings We do not shift in bear like druids and even less, we do not benefit from any super cool down like shield wall.įirst of all we got a unique mechanic: STAGGER (explained later) Once you get 505+ilvl, you will not be useless anymoreīrewmaster monks are TOTALLY different from the classic ones: unlike paladin and warriors we have no shield and unlike dk we do not have any plate armor. without minimal consumable & bis stuff i listed here, in raid you will be useless If you're not dedicated to the class/spec, then you're useless AVOID FLAMING OR TROLLING i wanna help newcomers in monk tank to find their place in raid! :D Just to clarify: I AM NOT THE SUPERWORLD CHAMPION i just write here AS PER my experience what is better or not. I am Asherdoom (Zangwa in game) Brew master monk in Frostwolf as monk (before and after wipe) and i really loved this class since i tested it in retail MOP. 16, 2021 /PRNewswire/ - Christmas Tree Shops announced today the opening of a pop-up shop in Pittsburgh. It was a nice day to sit around and catch up with his cousins and family.PITTSBURGH, Nov. "We always had Thanksgiving dinner with a hundred people at our church hall," Jeffrey said. Bilezikian, who grew up as part of a large extended family, was a principal organizer of expansive gatherings each year, including a summer picnic on the Cape. 18 in First Congregational Church in Yarmouth Port. A celebration of his life will be held at 11 a.m. Friday in First Armenian Church in Belmont. Bilezikian leaves another son, Gregory of Hyannisport, and six grandchildren.Ī funeral service will be held at 11 a.m. Through the Armenian Missionary Association of America, for which he served as a board member, he helped fund humanitarian work that included a kindergarten, a community center, a dental clinic, and the renovation of a hospital. Bilezikian and his family launched the Bilezikian Family Foundation, which has supported everything from a residential program in South Plymouth for boys in crisis to a variety of projects in Armenia. "He had that knack to make people overachieve."Īfter selling the business, Mr. While the payroll grew to about 3,000 employees, "he would take people out of stores and make them buyers, and would make buyers into managers," Mullin said. Bilezikian rearranged his workers as deftly as his managers moved around merchandise. "If you were the manager of Store A, you might put up a product up front, and the manager of Store B might put it in back." "Every store was at the discretion of the manager," he added. Bilezikian traveled to China and elsewhere in search of products, and he refined his management approach, Mullin said. The Bilezikians moved into an apartment over the Yarmouth Port store and "on Friday nights - because everything was so geared to the weekend - we would put the kids in pajamas, go downstairs, and stock the store," Doreen said.Īs the business expanded to more locations on and off Cape Cod, Mr. The company's plural name was a nod to the three separate buildings that were part of the original business. Eventually, they went into bankruptcy." Another owner ran the shops for a decade, she said, and then "we came down for the July Fourth weekend with some friends in 1970, and he said, 'You want to buy a business?' " "They had Christmas music playing and wished everybody a Merry Christmas. The couple who founded the company only opened "during July and August, but sold just Christmas merchandise," Doreen told the Globe in 1996. The Christmas Tree Shops had started out as a summer business in Yarmouth Port. He never said, 'I wish I was a car dealer or a nightclub owner or a lawyer.' " "He loved merchandise, understood it, and worked at it," said their son Jeffrey of Watertown. He began working in retail, and he married Doreen Portnoy 52 years ago. Bilezikian graduated from Newton High School and went to Suffolk University. His mother subsequently worked as a sales clerk in Waltham's Grover Cronin store. His father was a tailor who died when Mr. Bilezikian was one of two children born to Krikor Bilezikian and the former Beatrice Kasparian. You can't put a value on that."Ĭharles G. He would engage in conversations with his employees, and it wasn't just a thing to do. How are you? How's your son John? Is he still having problems with math?' When we had a few stores, he did it, and when we had a lot of stores, he did it," Mullin said. "He would walk over to an employee and say, 'Hi, Mary. Bilezikian, Mullin said, had a talent for remembering names and meaningful details about every employee, even when the chain expanded from its small beginnings to the 23 stores the family sold to Bed Bath & Beyond in 2003 for about $200 million. Mullin said his boss also staffed stores with the right mix of employees, with whom he shared more than a nodding acquaintance. Bilezikian had a practiced eye for filling shelves with stocking stuffers that proved irresistible in August. Publish in Portable Document Format (.pdf) to guarantee that what you write is what your reader sees. HTML, PDF, MediaWiki formats - Make your documents freely available with Writer’s HTML export to the web, or export in MediaWiki format for publishing to wikis. In addition, notes from different users are displayed in different colors together with the editing date and time. Notes - The notes feature displays notes and comments on the side of the document. Works well with large and multiple monitors. Multi-page display - Writer can also display multiple pages while you edit - ideal for complex documents. Table of Contents & References - Increase the usefulness of your long, complex documents by generating a table of contents or indexing terms, bibliographical references, illustrations, tables, and other objects. laid out exactly the way you want them to be. Text frames and linking give you the power to tackle desktop publishing tasks for newsletters, flyers, etc. Writer can handle the use of different languages in your document too.ĪutoComplete reduces typing effort, it will suggest common words and phrases to complete what you are typing. Styles and Formatting puts the power of style sheets into the hands of every user.ĪutoCorrect dictionary can trap typing mistakes on the fly, checking your spelling as you type. Of course, you are also free to create your own templates, or download templates from our Templates repository. Wizards take all the hassle out of producing standard documents such as letters, faxes, agendas, minutes, or carrying out more complex tasks such as mail merges. You’re free to concentrate on your ideas while Writer makes them look great. It is simple enough for a quick memo, yet powerful enough to create complete books with contents, diagrams, indexes, etc. Writer has everything you would expect from a modern, fully equipped word processor. Letting you concentrate on writing your ideas The free version of MacroDroid allows you to configure up to 5 macros. MacroDroid offers more comprehensive solutions like the use of Tasker and Locale plugins, system/user defined variables, scripts, intents, advance routing like IF, THEN, ELSE clauses, use of AND + ORs The built-in forum allows you to get help from other users, allowing you to easy learn the ins and outs of MacroDroid. It is also possible to use an existing template from the template section and customize it to your needs. MacroDroid's unique interface offers a Wizard that guides step by step through the configuration of your first macros. MacroDroid is even compatible with Tasker and Locale plugins to expand the range of possibilities even further. MacroDroid offers 50 constraint types like: battery level, connected devices, time and day constraints, headphones inserted and many more. Living near your work, but only want to connect to your company's Wifi during work days? With a constraint you can select specific times or days that the macro can be invoked. Connect to your Bluetooth or Wifi device, select volume levels, speak text (like your incoming notifications or current time), start a timer, dim your screen, run Tasker plugin and many more.Ĭonstraints help you to let the macro fire only when you want it to. MacroDroid can perform over 100 different actions, that you typically would do by hand. Macros can be triggered automatically, but it is also possible to create a shortcut on the homescreen of your device or start using the unique and customizable Macrodroid sidebar.Ģ. location based triggers (like GPS, cell towers, etc), device status triggers (like battery level, app starting/closing), sensor triggers (like shaking, light levels, etc) and connectivity triggers (like Bluetooth, Wifi and Notifications). MacroDroid offers over 70 triggers to start your macro, i.e. The trigger is the cue for the macro to start. With only 3 simple steps this is how it works: These are just a few examples out of limitless scenarios where MacroDroid can make your Android life a little easier. # Remind you to do certain tasks using timers and stopwatches. # Make custom sound and notification profiles. # Increasing safety during commuting by reading your incoming notifications (via Text to Speech) and sending automated responses via email or SMS # Saving on roaming costs (automatically switch off your Data) # Reduce battery drain (like dimming your screen and switching Wifi off) Or switch on WiFi when you are near your house. # Optimize your daily workflow on your phone switch on bluetooth and start playing music when you enter your car. Via the straightforward user interface MacroDroid makes it possible to build fully automated tasks in just a few taps.Ī few examples of how MacroDroid can help you to get automated: MacroDroid is the easiest way to automate tasks on your Android smartphone or tablet. Download MacroDroid - Device Automation APK Direct Link Insert a non-breaking space (HTML code: ) 4. Insert a list (HTML code: ) 3.Make a table to follow the content, instead of having a fixed number of pixels or a certain percentage of the page 2. EncSpot Pro v2.2 beta 2 Category: Audio - Identification (3) Runs on: Win95 / Win98 / WinME / WinNT / Win2K / WinXP Writes settings to: Application folder. Additionally, there is also a professional edition that includes options for inserting custom CSS, HTML, JavaScript, PHP code, user-defined break-point code, and premium support. I wonder how to do the following in the free version of Rocketcake, that means without the possibility to edit html directly: 1. Easily specify your break-points to adjust the website just as you like. I prepared a little 'font test' and could send a screenshot, but do not know, how that is accomplished. As I said before, I tried to select maybe 10-15 of those, but ALL look EXACTLY the same NONE of the Japanese fonts is recognized/displayed. The RocketCake editor will produce clean HTML/CSS code, and you also can use it as a base for your more complicated websites or templates for your server scripts. 2) My Japanese Windows 10 has at least 30-40 different Japanese fonts. Overwatch Animated Short The Wastelander 4K Watch on. But it does allow you to use your code if you choose. The sovereign of the Scrapyard has arrivedall hail the Queen Deigning to grace the Overwatch 2 PvP Beta with her presence, the Junker Queen is here to brawl with the best and claim her throne above the rest. It is an excellent choice for users with little or no programming since you do not need to learn HTML or CSS. Switch at any time to view and editor it as on any other tablet, PC, or mobile. It can be used as a WYSIWYG editor, allowing you to edit the website as it appears on your device. For iOS 16, one of the most notable changes was with iMessage, which had its editing features updated: Edit a message: During 15 minutes, users can make up to 5 edits to a given message, and. PlayStation Early Access: September 16-17. Just slapping the name Beta on it might be enough that if something is uber broken day one they can quick patch it without having to wait 2-3 weeks for bug testing from microsoft (which wouldnât be bug testing to see if it works in the game, it would be bug testing to. RocketCake is a free web editor for creating responsive websites for beginners and professional web developers. Finally, Modern Warfare 2's multiplayer beta will be open to all players for the final weekend from September 24-26. Might also be a microsoft thing, full releases canât get quick patches, they need to go through microsoft certification. The need is not going away for DCS 2.0 files. #3 Screen printers that print on fabric cannot use CMYK due to the need for an under base. #2 We use DCS 2.0 files to color separate photorealistic images and other non-vector illustrations. Screen printers and their production arts have not stopped using DCS 2.0 Photoshop files for color separation. I hope this advice and these options help you have a more productive workday. You’d simply trust what your color separation software produced which is not a terrible stretch if you use Spot Process Separation Studio with its RGB VueRite technology.įinally, your third option is to simply stay with Illustrator 2017 continuing to enjoy the workflow we all got used to until Adobe delivers a better solution. :)Īnother option is use the Proxy Preview feature to have a preview with your standard DCS2.eps file with no separation preview feature. With practice you will discipline yourself until Adobe repairs the new issue. Don't fall asleep at the wheel or you will freak when you produce 4 extra CMYK films. It's a trade off, but great value is delivered. The downside is that the preview now introduces CMYK colors thinking the user wants to print the preview as well because it is no longer a preview built from the imported (PLACED) DCS2 separations. Super great is that these formats also support transparency in Illustrator during layout. This brings back the preview with or without the Proxy Preview pref on (good), delivers a quality "live" preview that will display edits to spot colors when converting white colors to color so they can be seen during preview (good), and makes the Separation Preview feature work again (great). We can bring back all the abilities they took from us with the 2018 update by re-saving a DCS2 file in either an RGB or CMYK mode "with" spot color channels as a PSD or PDF. There is a workaround to Adobe's issue however it does take some extra attention by the end user. This is one benefit to using the psd technique that you don't get from Placing an. you might not need to drag each channel to it's own layer, but I like to keep clean files and to be able to turn channels off and on with layers. Add registration marks and any "do not print" elements on top layer. Select each channel separately and color with their appropriate swatch.ġ5. When all of the channels are on their own layer, delete the original layer.ġ2. Do that to all of the other channels in order.ġ0. To get each channel onto it's own layer: drag channel one down past the last channel and drop it. The channel layers are sublayers on a single layer. Delete the CMYK image layer, keeping each channel layer intact.ĩ. Open Photoshop document in Illustrator, keeping all the elements as layers (do not flat)Ĩ. eps and drag over to new document artboard.ħ. Put both windows side by side (drag out of main bar)ĥ. All of this is in the new document dialogue.Ĥ. eps file, plus transparency as the background. Create new CMYK Photoshop document to pixel dimenions and Dpi of. Write down exact pixel dimensions and DPI (usually 300)ģ. eps in Photoshop (if you're a screenprinter, likely from SepStudio)Ģ. If you have any questions, you can contact us from your contact page.This is what worked for me, using advice from Amyl64558718 lower on the thread.ġ. Video Tutorials are available on our support page. CMYK Color Separation - image is separated into Cyan, Magenta, Yellow and Black colors.Īfter separation, you can save your C, M, Y and K colors or Single(Sport) Color Separation into separate files with desired shape and shape size.Ĭolor Separation is used in T-Shirt Screen Printing and many other Printing areas. Single Color Separation - separates whole image.(Sport Color) Just open your graphic artwork with Separation Studio and let it make easy work of it! Separation Studio can Open and Save JPG, PNG, BMP, TIFF, GIF, PDF, SVG, PCT, XBM, HEIC and JPEG-2000 file types. Just Open your image file with Separation Studio, and it will do the rest. You don't need any other software to separate your graphics colors. Separation Studio is a color separation tool with Single Color and CMYK color separation type. The separations can be based on shapes defined in the application. Separation Studio is an application that allows you to create single color and cmyk half-tone patterns in vector- based formats. Separation Studio is powerful, easy to use color separation and artwork generator tool designed exclusively for Mac. Prepare your artworks like T-Shirt for production and printing. Can kill four people before the fourth even realizes what's happening. With help from one other person, pushed a helicopter off a plane. Bent a metal gate by slamming someone's head into it. Smashed someone's head into a urinal, breaking it. Potato: And now leading Fourth Echelon, Sam has shown ultimate skill in his field, and being the best a human can be. Potato: So naturally, Sam and Grim, his reverse aging lady friend and comms support, take down the now corrupt Third Echelon, forming Fourth Echelon. Potato: But surprise, Sarah was actually alive the whole time! They just needed Sam to expose a mole in Third Echelon. Tsubori: And after retiring again, Sam finds out that Sarah's death was plotted, and goes crazy on the people he thinks are responsible. Potato: But with a little bit of killing his best friend, he made it out of the mission fine, saving three major cities from being nuked by red mercury. Tsubori: Unable to deal with her death well, Sam went into what was described as the most dangerous mission of his career. Tsubori: And so, over the next three years, Sam was involved in numerous operations in the Splinter Cell program, even having to save his kidnapped daughter, and later find out that she was killed by a drunk driver. By this point she was around 20, so she'd be fine. Potato: Now, mind you, he wasn't ditching Sarah or anything. After already having retired, Sam was soon sought out to join an elite operations force for the Third Echelon initiative, known as the Splinter Cell program. Tsubori: He moved back to the US, and took up a more bureaucratic job in the CIA. Potato: Leaving him the sole guardian for Sarah, Sam surprisingly enough decided to start dad-ing. Tsubori: Which went excellently for him for about ten more years, until he found out that Regan had died of ovarian cancer. Potato: Deciding to pour himself into work extra hard, he went into operations in Afghanistan, East Germany, and the Soviet satellites in the years leading up to the collapse of the USSR. Tsubori: Unfortunately being the super spy he is led to a lot of not being there, and soon enough, Sam was left Divorced, Regan taking Sarah. Potato: The daughter was named Sarah, and so that she'd have parents, Regan and Sam got married. Tsubori: Well, some of his story revolves around his daughter, so kinda? Potato: Do we really have to get into his love life? Tsubori: And while in Georgia, he met Regan Burns, and after what I assume to be some classic Bond style pickup lines, Regan ended up pregnant. What's important is that he was soon following right in dad's footsteps, working for the CIA, as well as excelling as a Navy SEAL. Potato: But his early life really isn't that important. Beyond that, we know quite little of Sam's early life. Tsubori: Anyway, Sam's parents soon died, and he went off to a military boarding school. Potato: For a video game protagonist? He's about fit to hand out swords in caves or mentor main characters. His father was in the CIA and was doing missions in Moscow during the cold war. Tsubori: Born in Maryland, USA, Sam Fisher had a somewhat less ideal family situation to start out. Potato: And it's our jobs to analyse their weapons, armor and skills the find out who would win a death battle. Tsu: He's Sebi the potato, and I'm Tsubori. Potato: And Mike Thorton, Alpha Protocol's grandmaster of sasspionage. More like Sam Fisher, Fourth Echelon's silent master assassin. Ninjas of the modern age, capable of going into enemy territory alone, and being the only living thing left if needed. You can find this setting under the “Storage location” icon in the camera app settings. Out of the box, captured pictures and movies will always be stored on internal storage. When an SD card in present, you can set the card as the default storage location for your pictures from the camera application. You can invoke it manually from storage settings at any time.Ĭonfiguring the Motorola Camera application to store pictures, movies on your SD card The Move Media dialog on card insertion will only displayed once for each SD card, and only if there is content to move. Content will still be visible to media consuming applications (Gallery, Music) after being moved. As an example, a picture stored on your internal storage at this location : /sdcard0/DCIM/MattJones.JPG will simply be moved to /sdcard1/DCIM/MattJones.JPG (on the SD card). Items are moved from internal storage to the card, and are moved to the same location on the card. Move media will only move content which is safe to move: pictures, movies and music. When inserting a SD card post-purchase, your device will help you free internal storage by offering to move pictures, movies and music stored internally to the SD card, through the Move Media application. The total and available storage card space is displayed in the SD card section.Important Note: SD cards are not "hot-swappable" > The phone has to be turned off to safely remove the card. The device also supports micro SD cards up to 128GB (card is sold separately) The available device memory displays in the Internal Storage sectionįind out more about SD cards using Android 6.0 (Marshmallow). Scroll down the screen, then touch Storage.To see how much internal storage is available for use, perform the following steps: Whether its images, music, videos or applications we know that the most important stuff on people's phones is stored in the user memory. Internal / SD Card Storage - Moto X Pure Edition "Jumper" is then followed up by the fun and haunting forest theme, "Space Pirates". It amazingly captures the fun vibe that this game has and is my personal favorite track. It's extremely energetic, but smooth to the ears also. It's a great, upbeat synth track that you will, no doubt, have stuck in your head. A lot of the action-packed tracks contain electronic beats, but they are not exactly techno tracks it works most of the time but at times it gets a little annoying.įor more light-hearted levels there are themes like "Jumper", the theme to the forest entrance. The tracks do get a bit repetitive while listening to them without the fun game to back them up, and I'll talk more about that in a moment. The Painter Boss' theme is just upbeat and silly like the painter boss is. The final boss track, "Necromancer", is just bursting with hardcore rocking energy and when the synth comes in, it sounds great. The boss tracks also range from upbeat to epic depending on the boss. With the style of the game, it all just flows perfectly back and forth from epic to humorous. And after a battle of epic proportations, there's nothing better than relaxing to the quirky shop track called "Spanish Waltz". There must have been a lot of picking and choosing for what tracks went into the game and, of course, these were the best of the best. It really gets you pumped for battling with your buddies and the fact that I could see it in a big name action RPG shows some of these non-professional musicians are worthy too. Some of the greatest serious music starts right with the main theme, "Four Brave Champions". I don't like to use the word "epic" too often, but I think anyone who has played this game would agree that it is an appropriate word. The more serious tracks work extremely well. This game is no doubt a comedy, but that doesn't stop it from being epic. Despite what you might be thinking, it's far from amateur and I can't say I've ever heard a better user-based soundtrack in my life. It's actually a collection of music previously made by various users of Newgrounds. The funny thing about the soundtrack is that it was never actually written for this game specifically. The Castle Crashers soundtrack is, no doubt, one of the more appropriate soundtracks I've heard in a video game. Everything about the Castle Crashers soundtrack screams that humorous, awesome, and especially epic style straight from the heart of the game. |
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